Joseph I. Rosenberg, is a Forensic Economist, Alternative Dispute Resolution (ADR) Professional (Financial Neutral Mediator and Collaborative Team member), and Financial Consultant/Advisor. In addition, he is a Chartered Financial Analyst (CFA) and a Certified Divorce Financial Analyst (CDFA) with over 30 years of experience in finance and economics.
As a Forensic Economist, Mr. Rosenberg provides economic loss appraisals to support litigation in personal injury (PI), wrongful death (WD), wrongful termination (WT), medical malpractice (MedMal), and mortgage fraud/damaged credit cases within Maryland, the District of Columbia, New Jersey, Pennsylvania, and U.S. District Courts. For PI, WD, and WT cases, this includes calculating the present value of damage awards for loss of earning capacity, loss of various employee benefits, and loss of household services, as appropriate, for past and future time periods. For MedMal cases, this may also include calculating the present value of an applicable life care plan. For mortgage fraud/damaged credit cases, this includes calculating the present value of the interest expense differential over the loan life resulting from the fraudulent action based on the damaged credit impact, possibly among other losses. In addition, he has assisted attorney’s clients who are considering disability policy buyout options.
Mr. Rosenberg is a widely recognized expert in applying discount rate methodologies to calculate damage awards in personal injury and wrongful death cases. He has been published three times in peer-reviewed journals on topics related to this important issue, twice in the Journal of Forensic Economics, and once in The Earnings Analyst.
Mr. Rosenberg also has been invited to make a number of presentations to his peers or has been a chosen panel discussant at forensic economics conferences in recent years:
• Annual Conference of Collegium of Pecuniary Damages Experts (CPDE), in 2013, 2014, and 2015;
• Allied Social Sciences Association Annual Conference/National Association of Forensic Economists program (ASSA/NAFE), in 2013 and 2014;
• Eastern Economics Association Annual Conference/ National Association of Forensic Economists program (EEA/NAFE), in 2011 and 2012.
Mr. Rosenberg also offers his services as a trained Mediator, or as a provider of financial expertise to support attorneys involved in mediation or litigation. He also offers his services as a “Finance Neutral”, whether as Mediator or as a member a Collaborative Dispute Resolution team, working in several practice areas, especially divorce/family law, but also in commercial, and employment law. In addition, he is a court-approved mediator in Maryland, where he has been has assigned as mediator in commercial cases including premises liability and liens delaying property disposition resulting from mortgagor delinquency. Mr. Rosenberg also provides part-time financial planning and investment advisory services for individuals and, on occasion, financial consulting services for the federal government related to the mortgage market.
Over many years Mr. Rosenberg has demonstrated a strong track in economic and financial analytic methods used in portfolio management and in designing financial data systems used to forecast income and to manage risk in the secondary mortgage market. Prior to 2008, he was at Fannie Mae for 20 years, where he was, among other positions, Director of Financial Data Integrity in the Capital Markets Strategy Division. Before that, he was an economist with the energy and utilities industries.
Mr. Rosenberg is also Chairman of the Investment Committee of the Jewish Social Service Agency of Washington DC, having served on the committee since 1997. In this volunteer position, he is responsible for managing the agency’s Endowment Fund, as well as assisting the CFO in managing its Pension Fund, including having assisted in its conversion from a Defined Benefit plan to a Defined Contribution/403-b plan.
Mr. Rosenberg has an MBA in Finance, Accounting and Statistics from University of Chicago and an MA in Economics from Virginia Polytechnic Institute. Since 1999, he has held the Chartered Financial Analyst (CFA) designation, the premier designation worldwide for institutional money managers. Since 2010, he also has completed 40-hours of Divorce Mediation Training, 21 hours of Collaborative Divorce Training, and 21 hours of Collaborative Training – Civil and Commercial Applications. In January 2013, Mr. Rosenberg was awarded the designation of Certified Divorce Financial Analyst (CDFA).